Complete d Points Guide 2026 — Leverage the Wide Partner Network

Strategy by theme Published:2026-05-30 7 min read

Earn d points via "d Pay × d Card × partner stores"

d points are a loyalty point centered on Docomo but easy for anyone to use thanks to a wide partner network. You earn via d Pay, d Card, and Docomo bills, and earn and spend at partner stores around town — convenience stores, dining, drugstores. The feature is that even without a Docomo line, you can use a d Point card or d Pay. This article systematically organizes how to earn and use d points. Pair it with the d economy chapter and d Card chapter.

Main ways to earn d points

MethodReward (approx.)Key point
d Pay / d Card payment1 %+Double-dip with d Pay + d Card
Show card at partner storesVaries by storeConvenience stores, dining, drugstores, etc.
Docomo bills (10 % with GOLD)1–10 %Phone-bill reward with d Card GOLD
Point-site routing+0.5–1 %When a routing offer exists

Note: rates and conditions get revised. Confirm the latest on Docomo's official site. Check online-shopping routing cashback on Pointnavi.

Main ways to use d points

  1. Use via d Pay / partner stores1 point = 1 yen. Apply at town partner stores or online shopping.
  2. Credit Docomo billsYou can use points toward phone and Docomo Hikari bills.
  3. Put them into d point investingManage via point investing. point-investing chapter.
  4. Spend period/use-limited ones with priorityLimited points have a fixed expiry and usage restrictions. Use first. expiry-prevention chapter.
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d points' strength is the "wide partner network." For Docomo users, the d Card GOLD's 10 % phone-bill reward is powerful. Even without a Docomo line, you can earn and spend at town partner stores via a d Point card or d Pay. d Card chapter.

Cautions

  • Regular and period/use-limited points differ: limited ones have a fixed expiry and limited usable places. Spend with priority.
  • GOLD's 10 % reward needs a line: the Docomo-bill 10 % reward depends on a Docomo line. d Card chapter.
  • Don't forget to show the card at partners: showing plus payment can double-dip.
  • Track system revisions: rates and perks can change. Confirm the latest.

FAQ

Can I earn without a Docomo line?
Yes. With a d Point card or d Pay, you can earn and spend at partner stores like convenience stores, dining, and drugstores. But the d Card GOLD's 10 % Docomo-bill reward depends on a line.
How do I earn d points efficiently?
Double-dip with d Pay + d Card, show the card at partner stores, and route online shopping via point activity. Docomo users get a 10 % phone-bill reward with GOLD. d Card chapter.
What about period/use-limited points?
They have a fixed expiry and limited usable places, so use them with priority on d Pay or at partner stores. expiry-prevention chapter.

This article was written from publicly available information on each point site as of May 2026. Cashback rates, campaign terms, and redemption rules can change without notice — always check each site's official page for the latest. This site uses each point site's referral program, but going through a referral link never changes the rate you receive.