How to Use Point-Exchange Relay Services 2026 — A Full Comparison of Dot Money, PeX & G-Point
Relay services are your points' "transfer station"
When converting points earned on point sites into cash, miles, or other companies' points, routing through "relay services" like Dot Money, PeX, and G-Point dramatically widens your destinations and keeps fees down. They are an essential hub for land-milers converting to miles in particular. Even if a point site can't convert directly to JAL/ANA miles, inserting a relay service connects the route. This article compares the three major relays, how to choose the optimal route, and the cautions. Pair it with the land-miler chapter.
Comparing the 3 major relay services
| Service | Features | Strong destinations |
|---|---|---|
| Dot Money | Often fee-free, low minimum | Cash, various points, mile relay |
| PeX | Among the most destinations, very broad | Cash, gift cards, miles, e-money |
| G-Point | Strong for JAL miles, many campaigns | JAL miles, cash, various points |
Note: exchange ratios, fees, and supported destinations change. Check each service's latest terms before actually converting. Mile conversions can be boosted during a relay service's campaign periods.
Choosing the optimal route
- Decide your goalWhether you want cash or miles changes the best relay destination.
- Check whether you can convert directlyIf the point site converts directly to your destination, no relay is needed.
- If there's no direct route, insert a relayE.g., point site → Dot Money → JAL miles, connected this way.
- Compare fees, ratios, and days requiredThey differ by relay. Design backward from the earning stage with Pointnavi.
To earn miles, first decide "which relay service is strong for which miles," then earn points on point sites that match. Working backward from the exit (miles) is the land-miler's golden rule. land-miler chapter.
Cautions
- Conversion takes days: relay → miles can take days to weeks. Work backward from your travel booking deadline.
- Minimum amounts and units: leftover fractions may be unconvertible. Earn with the unit in mind.
- Watch for rate cuts: ratios and routes can be revised with notice. Converting early is safer.
- Identity verification and account registration: cash conversion often requires bank-account registration or identity checks.
FAQ
Do I even need a relay service?
Which should I use?
Will I lose value in conversion?
This article was written from publicly available information on each point site as of May 2026. Cashback rates, campaign terms, and redemption rules can change without notice — always check each site's official page for the latest. This site uses each point site's referral program, but going through a referral link never changes the rate you receive.