Moving and Points｜How High Cashback Works and Arranging It Without Missing Out

Moving and Points｜How High Cashback Works and Arranging It Without Missing Out

Moving house is the life event that earns the most cashback at once in points. The reason is simple: a moving quote, fiber internet, electricity/gas switching, a new card, and furniture/appliance purchases all happen in a short window. Routing all of these via a point site makes earning a total in the tens of thousands of yen from a single move realistic. Fiber especially has a large per-case value, and whether you route it makes a big difference.

That said, moving is hectic, and a misstep in the arrangement easily leads to misses like "forgot to route, zero cashback" or "didn't meet the condition, rejected." This guide organizes, as a judgment axis for not missing out, the offers you can earn moving and their value, the chronological arrangement of what to apply for when, the top-priority fiber thinking, how to handle bulk-quote sales calls, reviewing fixed expenses all at once during the move, and the timing cashback lands. For fiber, see the Fiber Internet Guide; for electricity/gas, the Electricity & Gas Guide; and for rental move-in costs, the Rental Initial Costs Guide.

Offers You Can Earn Moving and Their Value

Many of the procedures that arise around a move are cashback offers on point sites. The table below is a guide; always confirm the latest cashback and conditions on Pointnavi before applying.

※ Cashback varies by timing and offer. Fiber has the largest per-case value, so it's the top priority. The carrier's own cashback and point-site routing cashback are separate and often combinable, so comparing by the total including both pays off.

The trick to reading the rough per-offer figures is to "secure offers in order from the biggest amount, by how painful the loss would be." In the table, fiber stands out as having by far the largest per-case figure, so even when you're too busy to do everything, routing this one first makes a difference on the order of tens of thousands of yen. Moving in the priority order of next electricity/gas and card issuance, and finally EC purchases of furniture and appliances, lets you collect efficiently even with limited time. Note that the figures in the table are only a guide; cashback amounts and conditions change by season and offer, so always confirm the latest on the offer page before applying. A carrier's own cashback and the cashback via the points site are separate and can often be combined, so comparing by a total that includes both is what pays. For a rental, grasping how move-in initial costs work in the Rental Initial Costs Guide alongside helps you see your whole moving budget.

A Chronological To-Do List

Moving offers each have a slightly different best timing to apply. Arrange them chronologically so you don't forget in the rush.

1. [1 month before] Route the moving bulk quoteRequest quotes via the point site. It's also a price comparison, and some offers earn on application alone. Check on Pointnavi.
2. [Before move-in] Contract fiber via routingThe highest value. Confirm the building's supported line and back-calculate the construction date to move early. Compare providers in the Fiber Internet Guide.
3. [At move-in] Switch electricity/gas via routingChoose to match your economy zone. For rentals, confirm whether switching is possible. Electricity & Gas Guide.
4. [New-life prep] Card issuance + appliance purchaseIssue a new card and buy furniture/appliances via its routing. Pay with a cashback method too. Card Issuance Guide, Tap Payment Guide.

Top Priority Is Fiber — Be Careful Precisely Because Its Value Is Largest

Fiber has the largest per-case value among moving offers. Precisely for that reason, it's important to confirm it fits your home and usage, not just the cashback.

• Confirm the building's supported line: Whether the building supports that line/provider, and whether it's an apartment or detached type. Some lines like NURO have limited coverage.
• Back-calculate the construction date: It can take 1–3 months from application to activation. Apply early, back-calculated from move-in day, or you'll have no internet for a while after moving in.
• Look at the monthly bill: How many months the discount lasts, the amount after it ends, and whether a phone bundle discount applies. Compare by total.
• The condition is "activation": Most require activation/start of use, not just a contract. It only becomes cashback once construction is complete.

The trick to not failing on fiber is, precisely because the per-case figure is large, to first confirm "whether you can use it comfortably at your home," not the "cashback amount." Concretely, first check whether the building you're moving into supports that line and provider, and whether it's an apartment type or a detached type. Some lines have a limited service area, so choosing one for its big cashback when you're out of area means "you can't contract / it won't connect" and everything is wasted. Also, it can take time from application to the connection work, so unless you work back from your move-in date and act early, you'll be without internet for a while after moving in. The condition is also often "connection/start of use" rather than "contract," so note that it only becomes cashback once you've gone through to work completion. Comparing by a total that includes the monthly fee after discounts end and any bundle discount with your phone, and treating cashback as just a "top-up" on that, is the way to choose without regret.

How to Handle Bulk-Quote Sales Calls

A moving bulk quote is a handy offer that earns on application alone and serves as a price comparison, but know that several companies will contact you. There are ways to ease the burden.

• Use a service that lets you choose the contact method: Choosing a service where you can be contacted by something other than phone, like "email OK," eases the burden.
• A single quote is also an option: Rather than bulk to several companies, choosing a single-quote offer with fewer calls is a hand.
• Apply at a time you can respond: Calls tend to concentrate right after applying. Applying when you can take calls makes the exchange smooth.
• Treat it as a way to learn the market rate: Even if sales calls come, the quote itself has value if you think of it as learning the price rate as a bargaining chip.

The trick to minimizing the burden of sales calls is to control "how you receive contact" yourself before applying. A bulk estimate assumes contact from several companies, so choosing a service where you can pick "email contact OK," or a single-estimate offer with few calls, makes the exchanges much easier. In case it comes by phone anyway, applying in a time slot when you can respond makes the concentrated contact easier to handle. If you'd rather not, don't force a bulk estimate — for just grasping the market rate, one or two single estimates are enough. Even if a sales call comes, if you take it as "knowing the price range to use as negotiating material," the estimate itself is highly valuable; for persistent pitches, saying "I'm comparing with other companies" and not rushing to decide is the safe move.

Use the Move to Review All Fixed Expenses at Once

Moving is a perfect opportunity to overhaul your fixed expenses while you're updating your address anyway. Re-signing within a single ecosystem lets you earn cashback while also cutting your monthly outgoings.

Moving makes it easy to change contracts, and the various applications also become cashback offers. Consolidating your ecosystem while reviewing fixed expenses adds a long-lasting benefit — lower monthly costs — on top of the large one-time cashback at move-in. For the bigger picture on fixed expenses, see the Fixed Cost Reduction Guide.

Common Mistakes and How to Avoid Them

• "Contracted fiber without routing and missed the biggest cashback": Fiber with the largest value most needs routing. Re-enter from the point site right before the application form.
• "Cancelled before activation after just contracting, zero cashback": Fiber's condition is "activation." It only becomes cashback once construction is complete.
• "Construction wasn't in time and I had no internet after moving in": Activation can take 1–3 months. Apply early, back-calculated from move-in day.
• "Couldn't switch gas in a rental": Electricity is easy to switch, but gas may not be possible depending on the property. Confirm before move-in.
• "Was busy and forgot to route, zero cashback": Make re-entering from the point site right before each application form a habit.

What to Prepare Before Moving

A little sorting beforehand lets you not miss offers even in a hectic period and set up your new life smoothly.

• Write out tasks chronologically: List the application order and timing: quote → fiber → electricity/gas → card/appliances.
• Confirm the building's supported line: Confirm in advance which fiber the new building supports, and back-calculate the construction date.
• Decide your economy zone: Choosing electricity/gas and cards to match the points economy zone you usually use makes points accrue easily in your new life too.
• Confirm the conditions: Confirm whether each offer is "earned on application" or "earned on activation/start of use," and proceed until you meet the condition.
• Route before each application: Finally confirm you routed through the point site right before each application. No routing means no cashback.

Mini Glossary for Moving Cashback

A quick reference for terms that appear in offers and this guide. Understanding them makes it easier to follow the process and the conditions.

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