PointIncome Complete Guide 2026 — Pulling ahead with member ranks and the 'shopping guarantee'

What PointIncome is

PointIncome is a point site run by Five Gate Inc. Under the tagline "earn, spend, choose", it has over 4 million members and has been running since 2006 — a member of the veteran camp.

PointIncome's biggest distinguishing features are its "+1–7% bonus by member rank" and the "industry's only shopping-guarantee system". "If a completion isn't approved, the site compensates you" — a design that takes point users' anxiety head-on, and its real charm.

Specs at a glance

Member ranks — up to +7% bonus

The biggest factor in deciding whether PointIncome is "worth using as a main site" is this member-rank system.

Reach Platinum and shopping offers carry a permanent +7%. If the base rate via Rakuten Ichiba is 1.0%, that's an effective 1.07%. For someone spending 500,000 yen a year, the rank bonus alone is 350 yen a year — trivial-looking, but 1,750 yen over five years.

The industry's only "shopping guarantee"

The biggest stress in point activity is the "not approved" problem. PointIncome takes it head-on with its "shopping guarantee" on shopping offers.

• Eligible: shopping offers via PointIncome — Rakuten Ichiba, Yahoo! Shopping, Jalan, etc.
• Requirements: a screenshot of the points-earned screen + the order-confirmation email
• If not approved / denied, the site compensates you upon claim
• There's a cap per claim (roughly up to 5,000 yen equivalent per offer)

Where other sites leave you with "your cookie dropped → your problem", PointIncome bails you out — which translates directly into the peace of mind to do offers without worrying about the failure rate.

How to sign up

1. Access via an invite linkGo through pointnavi's invite link.
2. Email → verification mailGmail / Outlook recommended.
3. Enter nickname, gender, date of birthNo real name / address needed.
4. SMS verificationOne number, one account.
5. Done → 1,000 pt (100 yen) invite bonus credited instantlyExtra for clearing 30-day missions.

Ways to earn points

① Route shopping + rank bonus

Route Rakuten Ichiba / Yahoo! Shopping / Amazon (fashion) → 1.0% cashback + 1–7% rank bonus. Heavy EC users can hit Platinum in six months.

② Credit-card sign-ups

Industry standard. Sometimes tops Moppy / Hapitas during campaigns — compare on pointnavi each time.

③ Free offers / info requests

Plenty of steady-grind offers worth tens to hundreds of pt each.

④ Surveys / monitors

Not as many as Pointtown, but decent.

⑤ Mini-game "Kira Kira Walker"

A daily sugoroku for small change. A few hundred yen a month.

Cash-out routes & fees

Referrals & Kira Kira Walker

Referrals pay 1,000 yen equivalent per person + 10% of the referred person's earnings. The recurring rate trails Hapitas (up to 40%), but the simple design makes it easy for beginners to refer.

Watch-outs

① The 500-yen minimum is a bit high

A higher bar than Moppy / Hapitas (300 yen). Some feel the first cash-out takes longer to reach.

② Rank is judged on a "6-month cumulative" basis

Maintaining your rank requires continued use. Drop below 10,000 pt (1,000 yen) a month and you rank down.

③ Cookie / blocker measures

Same as other sites. The "shopping guarantee" exists, but don't neglect the basics anyway.

FAQ