Pointtown Complete Guide 2026 — GMO's peace of mind and how to find high-payout offers

What Pointtown is — GMO's peace of mind, and a haven for mini-game fans

Pointtown (point town by GMO) is a point site run by GMO Media Inc. (listed on the TSE Standard market, part of the GMO Internet Group). With 8.5 million members and over 20 years of operation, it's one of the oldest names in the field and the largest point site among listed companies.

Pointtown's signature is its rich supply of "mini-game / survey / video" spare-time offers. A quieter strength is furusato tax — its rates via Satofuru / Furunavi sit roughly level with Moppy / Hapitas, and slightly higher in some months.

Specs at a glance

The rate is "1 pt = 1 yen" — revised back in July 2022

Pointtown used to run on a quirky "20 pt = 1 yen" rate, the single biggest thing beginners tripped over. But on July 27, 2022 it was revised to "1 pt = 1 yen", so it now feels exactly the same as Moppy / Hapitas. Amounts under 1 yen accumulate as "coins" (100 coins = 1 pt = 1 yen), and once you reach 100 coins they convert to points automatically.

Sign-up & rank system

1. Access via an invite link Without an invite code you forfeit the welcome bonus (worth ~100 yen). Go through pointnavi's invite link.
2. Email verification → set password Carrier email won't do; Gmail / Outlook recommended.
3. Enter nickname, gender, date of birth, prefecture No real name / address needed.
4. SMS verification (phone number) One number = one account.
5. Done → welcome bonus (worth 100 yen) credited instantly Campaigns offer extra bonuses for hitting missions within 30 days.

Membership ranks — 6 tiers from Regular to Diamond

Based on your points used and offers completed over the past 6 months, you rank up through Regular → Bronze → Silver → Gold → Platinum → Diamond. Higher ranks add a +1–15% bonus on shopping-offer points. It quietly adds up for everyday EC users, so if you'll use it as a main site, aim for Silver or above early.

Where Pointtown wins

6 ways to earn points

① Furusato tax (the strongest combo)

Pointtown → Satofuru / Furunavi gives 1% cashback. A year-end rush donation of 100,000 yen earns 1,000 yen via Pointtown alone. It sometimes boosts to 2% during campaigns — recommended if you're not wedded to Rakuten Furusato Nōzei.

② Route Rakuten Ichiba / Yahoo! Shopping

1%, the same level as Hapitas / Moppy. The rate is now the same 1 pt = 1 yen too, so you can compare it directly in real yen against other sites.

③ Surveys (the mainstay for the steady grind)

Pointtown has one of the largest survey volumes in the industry. At 0.5–5 yen each the unit price is low, but the volume is high — earn on your commute or before bed. 500–1,500 yen a month is realistic.

④ Mini-games (daily gacha / scratch)

Login-bonus-style mini-games. Only worth tens of yen a day, but the "login habit → don't miss high-value offers" effect quietly pays off.

⑤ Video viewing / ad clicks

Razor-thin offers like "watch one video, get a few coins". The hourly rate is absurdly low, so treat it as "filler for 5 idle minutes waiting for a train".

⑥ Referrals

The 5–10% down-line is weaker than Moppy / Hapitas. If you're serious about referral income, prioritize Moppy / Hapitas.

The knack for efficiently accumulating on point town is to think of "steady-grind types (surveys, mini-games, videos)" and "high-payout types (furusato tax, card issuance, etc.)" by role. Surveys and mini-games have a small per-item payout and don't add up to much even if you keep at them, but they build a login habit in spare moments and have the effect of "not missing high-payout offers." Conversely, high-payout offers like furusato tax or card issuance are worth many days of the grind types in a single go. That's why combining "a bit of grinding alongside the daily login + a few high-payout offers a month" is the realistic strategy that balances time efficiency and continuity. Also, point town's strong genres (furusato tax, surveys, mini-games) differ from other sites'. Not sticking to one site but choosing the better-conditioned site per offer is the royal road—lining it up with the Moppy guide and Hapitas guide and using whichever has better reward conditions at the time reduces missed rewards. Specific reward rates and campaigns change by period, so always confirm the latest on pointnavi before going through an offer.

Cash-out routes & real-time exchange

The "ease" of cashing out from 100 yen is ideal for beginners

Pointtown's 100-yen (100-pt) minimum is among the lowest in the industry. Even beginners who quit because "the first cash-out takes too long" can reach the minimum with 1–2 days of free surveys. Getting that "first cash-out experience" quickly greatly boosts how long people stick with point sites.

Same-day arrival with a GMO Aozora Net Bank account

Transfers to the GMO-group bank arrive the same day. Opening a GMO Aozora Net Bank account just for point activity (free to open, no maintenance fee) is a strong option for instant cash.

When choosing where to cash out, thinking by two axes—"can you use it right away (immediacy)" and "does the value not shrink (exchange rate)"—avoids mistakes. Exchanging to cash (bank transfer) or to common points/e-money you often use lets you receive it at par with wide usability, so when in doubt these are safe. On the other hand, exchanging to miles "rises in value for those who fly," but depending on the route, the proportion you receive (the exchange rate) can drop, shrinking part of your points. If you aim for miles, always confirm before exchanging which route and roughly what rate. For everyday use, lean first toward cash or common points exchangeable at par, and let "people with concrete travel plans" choose miles—splitting it this way is safe. Note that each destination's minimum, fee, processing time, and exchange rate can change, so confirm the latest conditions in the app right before exchanging. To prevent expiry, using up accumulated points within the term is the basic.

Family referrals & recurring rewards

Pointtown's referral down-line of 5–10% is modest. But it's family-friendly (separate accounts allowed even in one household) and refreshingly simple at 100 yen per referral.

• 100 yen worth per person referred
• 5–10% of a referred person's earnings is credited to you
• Household members can each have an account as long as phone / email differ
• Family members all "independently applying for the same offer" is prohibited — many offers state "once per household"

Watch-outs & common issues

① Don't be misled by old "20 pt = 1 yen" information

Since the rate was revised to 1 pt = 1 yen in July 2022, it's now "1 pt = 1 yen". But old blogs / videos / roundup articles may still be written with "20 pt = 1 yen", so don't take an old article's rate at face value. The only thing to keep in mind is that amounts under 1 yen are held as coins (100 coins = 1 pt).

② Mini-games / surveys eating your time

Pointtown is designed to become a "steady-grind swamp". Even 30 minutes a day often nets only ~1,000 yen a month. If your hourly rate drops below 100 yen, remember a single card sign-up earns the same in an hour.

③ Not checking the "passbook" means missing non-credits

Pointtown's dashboard has a "passbook" section where offer results go from "pending" → "confirmed" days to months later → credited to your balance. If something vanishes while still "pending", it's a confirmed non-credit, so check the passbook monthly.

④ Cookie / ad-blocker measures

As with Moppy / Hapitas, cookie blocking, ad-blockers and private browsing all interfere with tracking. Always switch back to normal mode before tapping an offer.

Finally, to sum up the mindset for using point town in one line: "don't fixate on one site—choose the better-conditioned site per offer." point town's strengths are its personality—furusato tax, surveys, mini-games, cashing out from 100 yen, and separate accounts allowed within a family—but for high-payout offers or EC/travel, other sites are sometimes more advantageous. Register on several sites, line them up on pointnavi before going through an offer, and choose whichever has the better reward conditions at the time—this is the royal road to avoiding missed rewards. Also, point town has had a rate revision in the past (from the old unit to 1 pt = 1 yen), so old blogs or videos may conflict with the present. Treating the rate, reward rates, campaigns, and exchange conditions as things that change by period, and keeping the habit of not swallowing old info whole but confirming the latest on the official site and pointnavi right before acting, helps you avoid unexpected missed rewards and misunderstandings.

Mini glossary — Pointtown terms explained

Knowing the key rate and system terms helps you avoid being misled by old "20 pt = 1 yen" content. Rates and campaigns change over time — check pointnavi and the official Pointtown site for the latest.

Rates, campaigns and exchange terms change over time. Always check pointnavi and the official Pointtown site for the latest. For other sites see the Moppy guide · Hapitas guide, for furusato tax see the furusato tax guide, and for confirmation timelines see the points confirmation guide.

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